Zoe Kulic
A coach with credentials and compassion.
Hello, I am Zoe – founder of Aspect Finance and a finance coach with over 20 years of experience helping individuals and families navigate major life events with confidence. My focus is on building financial independence, stability, and long-term security through practical, tailored strategies.
In addition to coaching, I connect clients with a trusted network of professionals in insurance, real estate, and investments, ensuring they have access to complete financial support. I also provide mentorship and business coaching, guiding small business owners and managers to strengthen leadership, decision-making, and growth strategies.
My background includes running an independent finance brokerage and advisory practice, as well as managing international trade and export projects early in my career. I hold a Bachelor’s in Business and Economics and an Advanced Diploma in Financial Services (ADFS).
Book a Free Consultation
…If you are struggling with your Cash Flow, Credit Card Debt and Lack of Savings…
Book a Free Consultation up to 45 Minutes.
Book a Free Consultation
…If you are struggling with your Cash Flow, Credit Card Debt and Lack of Savings…
Book a Free Consultation up to 45 Minutes.
Sanya Kulic
Innovation Consultant
Sanya has a demonstrated history of working in the financial services industry, with both large corporations, as well as young fintech start-ups.
She has a Master’s degree in Organisational Innovation and Entrepreneurship form, one of the top-rated business schools in Europe, Copenhagen Business School.
Sanya has a well-rounded understanding of the Global Economy and Market Analysis.
Some key skills she can offer, is Design Thinking, developing Innovative Business strategies and implementing processes that support business growth.
She has experience in curating extraordinary customer journeys and building efficient entrepreneurial processes.
She can help you identify opportunities and show you effective ways to tap into them.